Consumers Union, the nonprofit that publishes Consumer Reports Magazine, supports Measure 42. They are a nonprofit dedicated to protecting consumers.
Are you going to believe Consumer Reports or advertising paid for by big insurance companies?
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Consumer Groups SUPPORT
Ban on use of credit scores!!
Don't Be Fooled By Insurance Industry Ads
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Read what everyone BUT the insurance industry has to say about insurers using consumer credit scores:
- Advocates cry foul over use of credit scores by George Spohr, CNY Business Journal (1996+), Mar 12, 2004
- Credit Could Be A Factor In Insurance Rates, By Terri Gruca of WCCO TV 6 Minnesota - CBS
- OSPIRG Testimony - The use of credit scores for insurance purposes is unfair to consumers Oregon State Public Interest Research Group
- Campaign to Stop Credit Scoring in Washington by Washingtom PRIG Consumer Program
- State Dems, Safeco Battling Over Company's Use of Credit Scores, August 31, 2006. An excerpt from the article: "Democrats want to know the identity of a company referred to as 'Firm 1.' The state study found that firm used credit scores in canceling auto policies, disproportionately affecting minorities, divorced women and poor people."
- The truth behind Insurance Credit Scoring, Income vs. Insurance Credit Scores by The Virginia Bureau of Insurance Report
- Questions and Answers on Credit Scoring and How Insurers Use Credit Information by Mike Kreidler, Insurance Commissioner Washington State
- Problems Associated with Credit Scoring by Electronic Privacy Information Center
- Texans for Fair Insurance by Texas PRIG Consumer Program
- How Insurance Credit Scoring Harms Consumers by Massachusetts Consumer's Coalition
- Opposition to Insurance Credit Scoring by Texas Public Interest Research Group, Consumer Program
- MASSPIRG Opposes Auto Insurance Credit Scoresby Massachusetts Public Interest Research Group
- State Senate Passes Legislation To Stop Unfair Credit Scoring in Homeowners Insurance by Colorado Public Interest Research Group
- STATEMENT OF CONSUMER GROUPS REGARDING MASSACHUSETTS INSURERS' USE OF CONSUMERS' CREDIT SCORES TO UNDERWRITE HOMEOWNERS' INSURANCE by Center for Insurance Research, MASSPIRG, Massachusetts Affordable Housing Alliance (MAHA), and Massachusetts Consumers’ Coalition
- Insurers fight credit score ban By Christy Strawser, Daily Tribune Staff Writer
- Senator Says Insurers Use of Credit Scores Unfair By: Tim Carnahan, Missouri State Capital Bureau
- How bad credit costs you with insurers By Liz Pulliam Weston
- KFVS12 VIEWPOINT with MIKE SMYTHE 7/16/06 - Auto Insurance Credit Scores
- 2005 Legislation regarding Use of Credit Information in Insurance List of States attempting to enact legislation to prohibit insurers from using credit scores to determine rates
- WA-Sen: Insurance and Credit Scoring by Daily KOS
- The truth behind Insurance Credit Scoring by Sara Lapham, Sara Lapham is the founder and author of www.InsuranceScored.com
- PDF file: The fact is that credit scoring casts too wide a net and penalizes peopleengaged in behavior we would all consider good financial management. by Center for Economic Justice, View as HTML...
- PDF file: The Roar Over Credit Scores, Insurance companies love credit scoring, but consumer groups question who benefits from them. Legislators are looking at restrictions. By Garry Boulard, National Conference of State Legislatures. View as HTML
- ADVOCACY GROUPS CALL FOR END TO DISCRIMINATORY INSURANCE PRACTICES TDI report shows use of credit scoring is discriminatory, direct link to risk unproven, by Taking Action for Texas Families
- Testimony before the Office of Financial and Insurance Services, at hearings regarding the proposed ban on insurance credit scoring, Credit Scores Are Based On Error-Ridden Credit Reports by Stuart Heiser, PIRGIM Policy Associate
How Much Do Insurance Companies Really Care About You?
- Whistleblowers Say State Farm Cheated Katrina Victims ABC aired show on how State Farm Insurance supervisors systematically demanded that Hurricane Katrina damage reports be buried or replaced or changed so that the company would not have to pay policyholders' claims
- Los Angeles Times: Insurance Companies Made a Record $44.8 Billion in 2005; Insurance Companies Increased Industry Surplus by More than $427 Billion.
- HURRICANE RITA, "THE FORGOTTEN STORM," BY SOME TEXAS INSURANCE COMPANIES By JENNIFER STEELEY, Beaumont Examiner, 09/21/06
- Anti-Steering bill introduced in Nebraska Supporters claim insurers responsible for shoddy, dangerous windshield installations - By: Tim Sramcik; Automotive Body Repair News
- Advocates to push Calif. auto insurance rules elsewhere An investigation by Garamendi and Consumers Union, the non-profit consumer advocacy group that publishes Consumer Reports magazine, concluded that ZIP code-based pricing resulted in disparities that had drivers living across the street from each other, but in different ZIP codes, paying dramatically different rates for auto insurance. By Lavonne Kuykendall; Sep 25, 2006
- Trent Lott Sues State Farm over Katrina Damage ConsumerAffairs.com; December 16, 2005
- Katrina Victims Challenge Insurance Denials NOLA Flooding Caused by Human Neglect of Levees, One Suit Argues; September 20, 2005
- KATRINA: State Farm refusing appraisal, despite its own policy language by Anita Lee, Mississippi Sun-Herald; May 23rd, 2006
- Katrina Insurance Victim Fights Back Against Allstate by Michael Homan; Thursday, May 18, 2006
- U.S. District Court Judge Orders Lawsuit For Insurance Fraud Goes To Trial Associated Press - U.S. District Court Judge L.T. Senter Jr. said in an order this week that the lawsuits against engineering firm Rimkus Consulting Group of Houston and engineers Thomas E. Heifner and Gary L. Bell will go to trial.
In the two separate cases, homeowners maintain that engineer Ken Overstreet examined their properties and submitted reports saying Katrina's winds caused 50 percent or more of the damage.
Rimkus, Heifner and Bell altered the reports to blame the damage on storm surge so the insurance companies would not have to pay the claims, the lawsuits allege.
- KATRINA: Insurance Limbo Delays Gulf Rebuilding by Rukmini Callimachi, Associated Press; June 12th, 2006 - The owners of the sagging, flood-stained home aren't in. Above the front door, a banner explains their absence, and the lack of progress: "Allstate paid $10,113.34 on this house for storm damage."
...The insurance industry says it has settled over 90 percent of its Hurricane Katrina claims, proving it's meeting its obligations to policyholders. But consumer advocates say insurers settled numerous claims for only a fraction of the actual damages, using numerous exclusions to reduce payouts.
- Texas Orders Allstate to Pay Homeowners' Claims Texans Displaced by Hurricane Rita Charge Allstate Stiffed Them - Texas Consumer Affairs; April 8, 2005
- Insurance Companies "Our Fair Weather Friends" by Carl Hampton - As the hurricane season gets underway, thousands of homeowners have started receiving unwanted letters from Allstate Insurance. The letter begins with, "We're writing to you with what we know is unfortunate news about your Allstate Insurance. The letter then went on to say, their home was being dropped from cover "because it's in the path of future hurricanes".
...Allstate the nations number 2 insurer is canceling more than 30,000 homeowners insurance in and around the coastal counties of New York. The reason for this action they say is the the need to protect themselfs from future storms. August 15, 2006
- Visit AllstateSucks.com Read what consumers says who have been shorted by AllState Insurance
- MOUNTAIN VIEWS: INSURANCE COMPANIES SCAM VICTIMS By John Hanchette, Niagara Falls Reporter
Information About Credit Scores
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